OFFICIAL PARTNERS

*VRIFF.net estimated percentage return  calculation  and  Return on Investment (ROI):

ROI = (Final Value − Initial Investment / Initial Investment) × 100

Plugging in the values:

ROI = ( 150,000 − 50,000  /  50,000 ) ×100

ROI = ( 100,000  /  50,000 ) × 100

ROI = 2 × 100 = 200%

So, the percentage return is 200% over 5 years.

VRIFF  Estimate  ROI  over  5  Years  vs.  Stock Market  &  Bank Rates

1. Stock Market Average Return

• The S&P 500 (a benchmark for the stock market) has historically provided an average annual return of ~8-10%(adjusted for inflation).

• Over 5 years, an 8% annual return would compound to approximately 46.93% total return using this formula:

  Total Return=(1+r)n−1Total Return=(1+r)n−1

  Where:

  • r=0.08r=0.08 (8% annual return)

  • n=5n=5 years

  (1.08)5−1=0.4693 or 46.93%

• Comparison: Your investment's projected 200% return over 5 years significantly outperforms the stock market's historical 46.93% return.

2. Bank Savings & Fixed Deposits (GICs)

• High-yield savings accounts in Canada offer around 4-5% annually at best.

• Guaranteed Investment Certificates (GICs) offer around 4-6% annually.

• Over 5 years, a 5% annual return would compound to 27.63% total return:

  (1.05)5−1=0.2763 or 27.63%(1.05)5−1=0.2763 or 27.63%

• Comparison: The 200% ROI from your investment is far higher than the 27.63% return from a high-interest savings account or GIC.

Risk vs. Reward Consideration

• VRIFF.net investment (200% ROI) → High risk, high reward (equity investment with exit strategy via IPO, buyout, or acquisition).

• Stock Market (46.93% ROI) → Moderate risk, moderate reward (historically strong but fluctuates).

• Bank Savings/GICs (27.63% ROI) → Low risk, low reward (guaranteed but minimal growth).

Conclusion

Our projected 200% return in 5 years is substantially higher than traditional investment vehicles.